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Buy or hire the trailer

A trailer is the classic buy-or-hire thing: owned, it sits ready and costs registration and tyres; hired, it costs a fee every time you tow. This calculator counts both ways over the same years and the same uses a year — owning's price, upkeep and eventual sale against hiring's per-hire fee and extras — and lands each on a cost per year and per use, with the break-even stated as a fact. No winner is declared.

times a year years
Owning
Buy it once, keep it around
$
$

Not counted while this is $0

$

After 5 years

Cost a year
Hiring
Pay each time you need it
$
$

Delivery, membership, deposits — not counted while $0

Cost a year
Over 5 years
Owning
a year
Hiring
a year
Enter a price for each

Put in what buying one would cost, and what one hire would cost. Nothing here is read from your accounts, and nothing is saved.

What each would total
Owning
Hiring
Value lost Hire fees Other costs
The breakdown
OwningHiring
Paid up front
Value lost
Hire fees
Other costs
Total over 5 years
Cost a year
Cost a use

This is one of the tools built into Keep Above

Keep Above is a budgeting app where you enter your bills and income and it works out the balance you need to keep — so you can see what's safe to spend. No bank connection, no ads on your data.

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About this calculator

What counts as upkeep for a trailer?

Whatever a year of ownership would take whether or not it gets used — registration where it applies, insurance, tyres and lights as they age, and storage if it would occupy paid space. The box takes a single yearly figure; at $0 it simply isn't counted.

What would one hire include here?

Whatever a single hire actually costs door to door — the day rate, and any per-hire extras a depot charges. Yearly costs that don't attach to a single hire, like a membership, belong in the extras-a-year box instead. Bonds that come back aren't a cost and stay out.

What is the crossing point?

The uses a year at which the two totals would match, over the years you set — a position in the arithmetic, nothing more. When one side's structure makes a match impossible (owning nets to nothing, or hiring's fixed extras alone pass owning's total), the page says so instead of printing a number.