Free tools

What a cat costs

Food by the week, litter by the month, an insurance premium and the odd vet year — a cat's costs each run at their own rhythm, which is why one guessed figure usually misses. This calculator takes each cost at whatever rhythm you pay it, brings everything to a year, and reads it back per year, per month and per week — with a first-year figure that counts adoption, gear and first visits once. Every number is yours; the page holds no averages for any kind of cat.

What goes out
Each at your own rhythm — a box at $0 isn't counted
Food & treats  $
Vet & meds  $
Insurance  $
Grooming  $
Litter & bedding  $
Toys & extras  $
Minding & boarding  $
Registration  $
Getting started, and how long
The one-off, and the years for the all-up figure
$

Adoption or purchase, gear, first visits — counted once

years

Your estimate, not the page's

What keeping them costs
A year
on your figures
A month
on your figures
Enter what they cost you

Put in each cost at whatever rhythm you pay it. Nothing here is read from your accounts, and nothing is saved.

Read back
A week
A month
A year
The first year, with setup
Kept for 10 years, all-up

This is one of the tools built into Keep Above

Keep Above is a budgeting app where you enter your bills and income and it works out the balance you need to keep — so you can see what's safe to spend. No bank connection, no ads on your data.

Download on the App Store Get it on Google Play

About this calculator

Why doesn't the page suggest typical cat costs?

Because what a cat costs depends on the cat — indoor or outdoor, age, health, appetite. Published averages span ranges so wide that a prefilled figure would be an assertion, not a help. Every box starts at zero and the page adds up what you put in, whatever kind of cat yours is.

How do the weekly, monthly and yearly rhythms combine?

Each row has its own rhythm switch, so a weekly food figure sits beside a yearly registration figure. Everything is brought to a year — weekly times 52, monthly times 12 — then read back per year, per month and per week. Switching a row's rhythm doesn't change the amount you typed.

What does the first-year figure include?

The ordinary year plus the one-off getting-started costs — adoption or purchase, gear, first visits — counted once. The kept-for total counts that one-off once too, so it never inflates the ordinary year.